KENNEWICK, Wash.—The chances that you pass an uninsured driver every time you get in the car is pretty high in Washington State. KNDU looked at how safe you are on the road.
Washington has one of the highest rates of uninsured drivers in the country, one out of every six according to the Northwest Insurance Council. However, what's interesting is experts predicted that number would increase because of a rise in unemployment, but it has stayed the same since 2007.
A Northwest Insurance Council representative says one possible reason for the steady rate could be because there has been more education on auto insurance. However, Washington still has the tenth highest rate, which means you could still get hit.
"The best way to take care of that is to have uninsured motorist coverage. Uninsured motorist coverage on your auto policy takes care of that for you. It takes the headaches out of having a collision with an uninsured driver," says Karl Newman, Northwest Insurance Council President.
There are ways to save on uninsured motorist insurance. You can comparison shop, ask for higher deductibles, buy your home and auto policies from the same insurer, and ask about discounts.