YAKIMA, Wash. - A rash of recent house fires has prompted fire officials to remind people about having the proper insurance in case of a fire, especially if you're renting a house or apartment.
Renter's insurance covers all of the items that you bring into a house, like furniture and clothes.
Fire crews say many renters believe they're covered by the property owner's insurance. However, that only covers the actual structure not what's inside.
Firefighters say Monday's fire on Hamilton Avenue was at a rental house. The family living there did have insurance. Without it, they would've needed to replace over $20,000 worth of their property.
"You get that smoke in there, a lot of clothing and bedding, furniture can't be repaired, it needs to be thrown out. And a family that's just starting out, younger family, it's a huge impact," said Yakima Fire Captain Joe Riel.
Firefighters say compared to what you could lose renter's insurance is very cheap. They say you can find plans under $20 a month, and this is a good time to start.
There's a greater danger for fire around this time of year, as people put up Christmas lights and string cords around the house.